VIDEO: Tree Falls Blocking Road, Damaging Home
There were no injuries in the 200 block of Margate Road.
Lutherville resident Steve Klein's stepdaughter was going to name her newly brought home puppy "Lucky,"—that is until a tree fell on her house.
Klein's wife and stepdaughter were sitting in their living room in the 200 block of Margate Road earlier this afternoon when a tree in their front yard split in half. Part of the tree landed on the house, causing considerable damage to the roof and windows. The other half of the tree fell across Margate Road, blocking cars from going through.
Klein was in his car in the driveway at the time the tree fell.
"We were outside all morning playing with the new puppy. We just got him this today," Klein, 43, said. "One minute the tree was fine and one part was here and the other over there."
Firefighters on the scene informed Patch that there were no injuries.
A county employee who began to cut away at the downed tree limbs told Patch he assumed the tree fell because it appeared to be rotting from the inside. The high summer temperatures possibly dehydrated the tree's core, weakening the structure.
Crews said clean-up could take up to a few hours. Margate Road, coming from Ridgely Road, remained blocked off by police as of 3 p.m.
Harry Callahan
8:59 pm on Friday, June 29, 2012
We all love trees and hate to see them taken down by either natural causes as in this case or taken down because the property owner decides to have the tree removed. But there is something that everyone needs to understand about insurance and liabilities when such an incident happens.
Many people believe that an incident such as this is classified as an "Act of God" and, therefore, not covered by the home owner's insurance of either the tree's owner or the owner of the property damaged by the tree. This is not true IF (and this is a big IF) the tree's owner has been "put on notice" by the property owner who suffers damage from a falling tree. To legally "put the tree owner on notice" all you have to do is to send an email to that person (and retain a printed copy of that email) or make a verbal statement to the owner of the tree in front of witnesses and then ask the witnesses to memorialize the event in writing and then mailing a copy of their statement to the possible victim of the tree should it fall. These letters should be saved, unopened, for possible use later at any civil trial for damages.
Once you have been "put on notice" that you have a tree that is dead, diseased, or considered to be a hazard to someone else's property and safety, then you must remediate the problem before it happens by either trimming back the tree or having it removed entirely.
Don't believe this? Call your attorney or insurance agent and ask them.
g.b.
8:35 pm on Wednesday, July 11, 2012
you are an idiot
qwert
1:14 am on Saturday, March 9, 2013
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